Privacy Policy

This document (“Privacy Policy”) is published by virtue of the legal requirement under the provisions of the Information Technology Act, 2000 that require intermediaries to publish the rules and regulations, privacy policy and terms for access or usage of their website/mobile app and is primarily governed by Rule 3 (1) of the Information Technology (Intermediaries Guidelines) Rules, 2011 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

Commitment


Home Credit recognizes the importance of "Personal Information" including "Sensitive Personal Information" provided by natural persons, under lawful contract. Home Credit intends to take reasonable measures to keep such information confidential and may share it with its affiliates and third parties under appropriate arrangements and under the applicable laws and policies

We respect Your privacy and are committed to protecting it through Our compliance with this privacy policy. This policy describes:


the types of information that We may collect from you when you access or use Our website(s), application(s) and other online platform(s) (collectively, Our "Platforms"); and Our practices for collecting, using, maintaining, protecting and disclosing that information. For the purposes of this privacy policy the term “User(s)” and wherever the context so requires “You”, “Your”, “Yourself” shall mean any natural or legal person who accesses or uses the Platform and in the event that a natural person is representing a business entity or a body corporate, reference to such terms shall include a reference to such business entity and/or body corporate as well. Home Credit intends to protect the privacy of its users and members on its Website and the privacy of the data provided by them to Home Credit from time to time. For the purpose of this Privacy Policy, Website means and includes the website (www.Home Credit.com) and mobile application (Home Credit Credit Instant All types of Loans) of Home Credit. The privacy of our Website users, whether you are our former or existing registered user or merely a visitor to our Website, is important to us and we are strongly committed to your right to privacy and to keeping your personal and other information secure. We encourage you to read our privacy statement to understand what types of personally identifiable information we collect and how we use this information

What type of information doesMoney Bull credit.com collect from you?


Personal Information For the purpose of providing you services, we require you to enrol yourself on our Website and get yourself registered. If you choose to become a registered member of our Website, you are required to share your name, e-mail address, gender, date of birth, postal address, phone number, a unique login name, password, password validation, income tax details, marital status, family details, business information and other details shared via application form or via email or via any other medium (Personally Identifiable Information). Home Credit may also collect other information specific to provide you service each time such as name, bank statements, KYC documents, personal details, business details, income tax details, marital status, family details and other information via application form or via email or via any other electronic medium or via printed form (Service Information). All Personally Identifiable Information and Service Information shall be collectively known as “Information”.Additionally, Home Credit collects your other details including but not limited to your feedback, suggestions, views, opinions, etc. shared on our Website (User Information) that may be shared/volunteered by you on our discussion forums or other pages of our Website. Such information being in the public domain is available for access to all our Website’s users and visitors. You are advised to exercise discretion before you make such details public, as such information is vulnerable to misuse and can be easily misused. Home Credit in this regard fully disclaims any liability (ies) or claim(s), which may arise by use/misuse of User Information shared by you, by any third party or any party not known to Home Credit. Information exchanged by you with Home Credit in the form of written communication, responses to emails, feedback required from you, participation in discussions, etc. is handled with confidentiality We may in future also share this information with third party service providers or third party advertisers to measure the overall effectiveness of our online advertising, content, programming and for other bonafide purpose, as we may desire. By usage of our Website you expressly permit Home Credit to access such information for one or more purposes deemed fit by Home Credit.Most web browsers automatically accept cookies. By changing the options on your web browser or using certain software programs, you can control how and whether cookies will be accepted by your browser. Home Credit understands and supports your right to block any unwanted Internet activity, especially that of unscrupulous websites. However, blockingMoney Bull cookies may disable certain features on our Website and may make it impossible for you to use certain services available on our Website.

Sharing of Information


Home Credit may share your Information with its service providers, affiliate(s), agents, partners and such other third parties for the purposes of (i) providing the services and to perform the functions on your behalf or on behalf of Home Credit; (ii) marketing new products and services by Home Credit or by any of its affiliate(s), service partners and third parties; or (iii) marketing of services provided by such third parties, affiliates and service partners of Home Credit. It is hereby expressly declared that Home Credit shall not be responsible for use of your Information by such third parties and service partners and their privacy policies. Third Party Products and Services There are services and/or products offered by third parties on the Website. If you choose to apply for these third-party products and/or services, then their use of your Information shall be governed by their privacy policies. Home Credit shall not be responsible for their use of your Information and their privacy policies. New Products and Services Home Credit may use your Information to intimate you for any new products, services, offers and/or promotions being offered by Home Credit or any of its affiliate(s), third partners or service partners.